Debt Investment

Business Overview：Fully harnessing its strengths of large scale, long duration and relatively low cost of insurance funds, PICC Capital provides long-term financial solutions for the real economy through various ways including debt investment plans, asset-backed plans and providing advisory services, which serves major regional strategies such as Beijing-Tianjin-Hebei and Guangdong-Hong Kong-Macau, supports the construction of nationwide transportational network and implementation of the “carbon peaking and carbon neutrality strategy”, also serves social governance and livelihood projects. The number and scale of debt products’ registration rank in the forefront of the industry.

Debt investment plan：According to the fund allocation needs of investors and the customized financing needs of financiers, PICC Capital innovates transaction structures and transaction methods. The term structure, interest rate form and principal repayment method of a project can be flexibly formulated according to the specific situation, in order to maximize the efficiency of capital use.

Asset-Backed Securitization: It is a new model for insurance funds by selecting assets that can directly generate independent and sustainable cash flow, then using the expected cash flow generated as the repayment support, which helps to revitalize existing assets.

Inclusive Finance: In response to the call of the central government to promote poverty alleviation, PICC Capital, acted as the investment platform for PICC to carry out the financing pilot project of "Supporting Agriculture and SMEs", assists PICC P&C in creating a "Government-Finance-Insurance" model and carrying out inclusive financial business.